About ONVO

We designed a clearer, faster, and safer way to move digital payments

We got tired of waiting for someone to offer something better, so we decided to do it ourselves.
  • 100% digital onboarding
  • More operational clarity
  • PCI Level 1 security
ONVO team and vision

What we believe

Every minute counts when there's a business to build, and access to payments shouldn't be an obstacle.

How we work

We unify payments, reporting, and operational control in a single platform so you can sell better.

Our story

ONVO arises from our frustration when trying to obtain e-commerce payment methods using traditional banking. We are entrepreneurs and businessmen, so we know that cumbersome process full of requirements and paperwork, without a defined time horizon. It may take you a couple of weeks, but it can also take a couple of months! Some large companies have the resources and time to manage that process, but for a large majority, it is unthinkable. Every minute counts when there is a business to build. We always wondered why there was nothing better in the region, and in the end, we decided to build it ourselves.

To start, we chose three non-negotiable pillars: efficiency, transparency, and security.

ONVO was born to replace friction, paperwork, and poor visibility with a much clearer operational experience.

ONVO pillars

The foundation on which we build the product and the service

Efficiency

Efficiency

We designed a quick and 100% digital onboarding process. We get you charging in very little time.

Transparency

Transparency

With ONVO there are no hidden fees; you don't have to decipher complex reports and wonder what the charges mean.

Security

Security

We take care of your money as if it were our own. We are PCI Level 1 certified and use a world-class anti-fraud tool for all credit card transactions.

What we do differently

But above all, ONVO is our version of an intelligent payment engine. Why intelligent? Because we not only provide the basic transactional data, what everyone gives. We go a step further and offer a reporting suite so that businesses can sell more and better. In addition, we integrate various payment methods into a single platform for greater ease.

Where we're headed

And this is just the start: our roadmap is loaded with new functionalities and services that we want to offer to businesses in the future, to become the main option for digital payments in the region.

ONVO team

We built ONVO from the real experience of charging in the region

If you want to understand how ONVO can support your business operation, we'll help you define the best starting point.

Your business deserves intelligent infrastructure.

Create your account in minutes or talk to our team to design the exact solution for your operation.

See our pricing

Per-transaction pricing, no hidden fees.

View pricing

Start integrating

Documentation, SDKs, and sandbox ready for your team.

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© 2026 ONVO Costa Rica S.A.

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ONVO Costa Rica Sociedad Anónima, with ID number 3-101-815764, is duly registered with the General Superintendence of Financial Entities to conduct activities under article 15 of Law No. 7786, "Law on Narcotic Drugs, Psychotropic Substances, Drugs of Unauthorized Use, Related Activities, Money Laundering and Financing of Terrorism", specifically the management of third-party financial resources and systematic fund transfers. Additionally, it is subject to binding provisions of the Financial Intelligence Unit of the Costa Rican Institute on Drugs. In accordance with the foregoing, it is noted that this is not an authorization to operate, and the supervision exercised by this Superintendence is only in terms of prevention of money laundering, terrorism financing, and financing of the proliferation of weapons of mass destruction, as set out in Law No. 7786, "Law on Narcotic Drugs, Psychotropic Substances, Drugs of Unauthorized Use, Related Activities, Money Laundering and Financing of Terrorism". Therefore, the SUGEF does not supervise the business offered and carried out by the company, nor its security, stability, or solvency. Individuals who contract its products and services do so at their own risk and peril. Furthermore, ONVO Costa Rica Sociedad Anónima does not have the backing of the Guarantee Fund that has been created to secure the funds of financial entities.